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    Congress adopted the Banking Act of 1933 which created the FDIC which provides insurance for individuals and businesses in case their bank fails. It became effective on January 1, 1934, providing depositors with $2,500 in coverage, and by any meansure was an immediate success in restoring public confidence and stability to the banking system that was so needed after the panicked withdrawals that had crippled the nation's banking system in the first months of 1933.
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    A List Of Banks In The United States
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